Best Law Firms American Legal & Financial Network (ALFN)

Folks Hess, an Arizona woman-owned and managed default services law firm

An Arizona Woman-Owned and Managed Default Services Law Firm



Commercial Bankruptcy

Consumer Bankruptcy

Mortgage Default Servicing


Creditors' Rights Litigation


Arizona Collection Law

Arizona Foreclosure Law

Arizona Mortgage Deficiency Law


Brochure on
Legal Services to Financial Institutions (PDF)


Protecting the Interests of Major Lending Institutions

Steadfast, Experienced Commitment to the Arizona Legal Needs of Financial Institutions and Other Major Lenders

From its central Phoenix law offices, Folks Hess represents banks, leasing companies, mortgage lenders and other financial institutions to prosecute their rights in Arizona in:

For Your File: See our two-page service and experience summary (PDF) for commercial lenders

In addition to these collections-related services, our attorneys negotiate and document loan restructurings and workouts and provide efficient default servicing.

Our current client list includes many of the national banks and mortgage companies located in Arizona and the Southwest. As a result of our lawyers' representation of banks and lending institutions in bankruptcy, loan restructuring, workouts, mortgage foreclosure, collections and creditors' rights litigation matters in the Phoenix area and throughout Arizona, Folks Hess has become well versed in electronic billing and reporting through Vendorscape, Blacknight, Lenstar, Tempo, DMRS, ADR, LoanSphere, DataCert, Examen, and iClear.

While our law firm often serves as Arizona legal counsel to major banks in high-dollar and complex bankruptcy, loan restructuring, workouts, mortgage foreclosure and creditors' rights litigation cases, our Phoenix attorneys also have significant experience in processing Arizona consumer bankruptcy, collections and commercial and residential foreclosure and eviction cases, and we understand our clients' needs in consumer bankruptcy, loan restructuring and workouts and other collections-related matters to both aggressively prosecute claims and minimize legal fees in maximizing recoveries.

Bankruptcy Mediation

Another aspect of our firm that has proven valuable to financial institutions is the mediation skill of co-founder Larry Folks.

Mr. Folks is a trained neutral who routinely mediates bankruptcy and general civil disputes. He is a graduate of the Northwestern University School of Law and has completed the STAR-A Systematic Approach to Mediation Resolution through Pepperdine University’s Straus Institute for Dispute Resolution. For several years he served as a Superior Court Judge Pro Tempore, which has allowed him to gain significant mediation experience by mediating a wide range of civil disputes on an ongoing monthly basis. In addition, he is a court-appointed panel mediator of the U.S. Bankruptcy Court for the District of Arizona, with particular expertise in mediating commercial and consumer bankruptcy disputes.

See also: Commercial Bankruptcy | Consumer Bankruptcy | Foreclosure | Creditors' Rights Litigation