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				 RELATED 
				SERVICES Demand Letters 
				 
				Non-Judicial 
Trustee's Foreclosure Sales  
				Judicial Foreclosures and Quiet 
Title Actions  
				Homeowners’ 
Association Lien and Tax Certificate of Purchase Foreclosure Defense and Payoff 
Issues  
				Title Exception Processing 
				 
				Monitoring and 
Bidding at Senior Lien Foreclosure Sales  
				Applying for Excess Foreclosure Sale 
Proceeds  
				Post-Sale Deposits 
of Excess Sale Proceeds with the Appropriate County Treasurer  
				Deeds in Lieu of Foreclosure 
				 
				Title Clearance and 
Title Curative Documentation  
				Loan Sale and Assignment Agreements
				 
				Loan Modification 
Agreements  
				Forbearance Agreements 
				 
				Bills of Sale 
				 
				Uniform Commercial Code Sales of 
Personal Property  
				Post-Foreclosure 
Uncontested and Contested Evictions  | 
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		Commercial and Residential 
Foreclosure
		Folks Hess represents banks and mortgage 
		companies in foreclosures on residences in the Phoenix area and 
		throughout Arizona. Our law firm also represents clients in a broad 
		range of Arizona loss mitigation and default servicing matters.
		
		Commercial Mortgage Foreclosure 
		Folks Hess has significant 
experience in representing its clients with respect to a broad range of 
commercial foreclosure matters. More specifically, the firm routinely represents 
its clients in every county of Arizona to: 
		
			- 
			
conduct non-judicial trustee’s 
	foreclosure sales;  
			- 
			
litigate judicial foreclosures and 
	quiet title actions;  
			- 
			
monitor senior lien foreclosure 
	sales and bid at such sales to protect our clients’ junior lien positions; 
			 
			- 
			
deposit and apply for excess 
	foreclosure sale proceeds; and  
			- 
			
document deeds-in-lieu of 
	foreclosure, loan forbearance agreements and loan modification agreements. 
			 
		 
		Representative Foreclosure Clients 
		
		Residential Mortgage Foreclosures 
		Folks Hess is woman-owned and managed and one of the leading 
law firms in Arizona that represents banks and mortgage companies on a 
high-volume basis concerning foreclosures on residences in the Phoenix area and 
throughout Arizona. 
		Our attorneys also have significant 
experience in representing clients (including lenders, creditors and loan 
servicers) in a broad range of Arizona loss mitigation, default servicing and 
sub-servicing, mortgage litigation and lender defense matters. More 
specifically, our lawyers routinely represent clients in every Arizona county 
to: 
		
			- 
			
conduct nonjudicial 
	trustee’s foreclosure sales;  
			- 
			
litigate judicial foreclosures and 
	quiet title actions;  
			- 
			
monitor senior lien foreclosure 
	sales and bid at such sales to protect our clients’ junior lien positions;  
			- 
			
deposit and apply for excess 
	foreclosure sale proceeds;  
			- 
			
pursue repossessions;  
			- 
			
document deeds in lieu of 
	foreclosure, loan forbearance agreements, loan modification agreements, and 
	loan sale agreements; and  
			- 
			
litigate post-foreclosure evictions.  
		 
		At its central Phoenix offices, Folks Hess is highly automated to allow it to process a high volume of Arizona 
residential mortgage foreclosures and evictions. In particular, the firm 
utilizes a sophisticated internal software program, specific to Arizona 
non-judicial trustee’s foreclosure sales, which allows our staff members to 
process foreclosure sales on a virtually automated basis and with protective 
calendaring safeguards in place to protect our clients. The program also allows 
our clients to obtain current status updates concerning their Arizona 
foreclosure referrals to the firm over the internet. The firm is also very 
experienced with the use of the Vendorscape, Blacknight, Lenstar, Tempo, DMRS, 
		ADR, LoanSphere, DataCert, Examen, and iClear billing and client reporting systems. 
		Larry 
O. Folks is our firm's lead residential mortgage foreclosure and eviction 
attorney. He is a graduate of the Northwestern University School of Law and a 
former partner of Kutak Rock, LLP, which is a national law firm. In addition, he 
has been an Arizona foreclosure trustee for many years and is a member of the 
Arizona Trustee Association. Mr. Folks and his seasoned staff have 
successfully completed thousands of residential mortgage foreclosures in the 
Phoenix area during the past 10 years. 
		Our firm is not a foreclosure mill and 
is highly responsive to our clients’ needs. In fact, we routinely receive 
monthly scorecard ratings of 100% from one of our national banking clients, 
which directly reflects the firm’s ongoing ability to complete non-judicial 
trustee’s foreclosure sales of Arizona residences in advance of the applicable 
FNMA timeline requirements. 
		Foreclosure 
Fees 
		Our law firm typically completes 
non-judicial trustee’s foreclosure sales and other foreclosure-related services 
concerning residences for the applicable FNMA “flat fee” for such services. 
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